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  1. Housing and Urban Development office in your area can provide guidance on plans that may help with mortgage payments. Visit the agency’s website or contact a state social services office. HUD and other agencies offer mortgage payment grants to homeowners with hardships.
    www.debt.org/real-estate/mortgages/cant-pay-mort…
    Mortgage assistance programs can help make your existing mortgage more affordable. There are many types of programs, including loan modifications, refinancing, and principal reduction. Each state also offers assistance programs to eligible borrowers. If all else fails, consider checking out local charities or putting your home up for sale.
    www.thebalancemoney.com/government-program…

    What to Do If You Can’t Pay Your Mortgage

    • Contact your lender right away You don't need to wait until you've missed a payment or you're sure you won't be able to make one; call your lender if you are concerned about your ability to pay. ...
    www.nerdwallet.com/article/mortgages/mortgage-a…

    Places that help with Free mortgage payments

    • Government aided programs Mortgage bills can be aided by means of a variety of government programs. ...
    getgovtgrants.com/charities-that-help-with-mortgag…
  2. People also ask
    Maintain your living arrangements. Moving or renting out your home could jeopardize mortgage assistance if the program requires the property to be your primary residence. Be wary of outdated information. It's easy to find websites that make it look like expired government mortgage assistance programs are still available.
    You can find resources online: By logging into your Rocket Account, 1 you’ll be able to make your payment, find FAQs for clients experiencing hardship and apply for assistance if you need it. If you expect this to impact you for a while: The right time to apply for assistance is when you're no longer able to make your mortgage payment.
    Look for help from your lender, not from other organizations offering mortgage relief. If you want to get advice about talking to your lender, find a HUD-approved financial counselor on the HUD website. These counselors offer no-cost assistance and can help you be better prepared to call your lender.
    Get trustworthy advice. Your lender is best suited to suggest mortgage assistance options that fit your situation. You can also talk with a counselor approved by the Department of Housing and Urban Development for free, unbiased advice that will help you understand the basic options and their consequences.
  3. Mortgage Assistance | Federal Housing Finance Agency

    WebNov 1, 2023 · FHFA encourages anyone facing economic hardship to immediately contact their landlord or mortgage servicer (the company they send their mortgage payments to), to see if they qualify for payment …

  4. Homeowner Assistance Fund | U.S. Department of the Treasury

  5. Get Homeowner Assistance Fund Help - Consumer Financial …

  6. Mortgage Assistance: What to Do if You Can't Pay

    WebNov 9, 2023 · If you can't pay your mortgage, contact your lender to discuss forbearance and loan modification. Learn how these options can help you avoid foreclosure and what to expect from each one.

  7. COVID-19 Mortgage Relief for Homeowners Facing a …

    WebJul 11, 2023 · Forbearance and loan modifications can help with your mortgage if your pay has been reduced or you're unemployed. By Kate …

    • Estimated Reading Time: 10 mins
    • Government Programs That Can Help You With Your Mortgage

    • Mortgage Assistance Relief and COVID-19 | Rocket …

      WebMar 7, 2024 · If you're a Rocket Mortgage client affected by COVID-19, you can find resources online to apply for forbearance or other assistance. Learn what forbearance is, how it works, and what happens when it ends.

    • Get help managing financial uncertainty | Fannie Mae

    • Help for Homeowners | Consumer Financial Protection Bureau

    • How to Get Help From the Mortgage Relief Program - Investopedia