Can I get guaranteed approval on same-day payday loans? Guaranteed instant approvals or ‘no credit check’ loans aren’t offered by credible lenders. Under Australian government lending laws, lenders are obliged to run credit checks on all applicants to ensure they can afford a loan and that it won’t cause financial stress.

Do quick same-day personal loans have guaranteed approval? Lenders offering quick same-day personal loans typically don’t offer guaranteed approval. Luckily, there are many lenders that have less strict requirements and will approve borrowers with poor or fair credit.