The definition of comprehensive coverage is insurance designed to help you pay for repairs caused by anything other than a collision. It is typically purchased together with collision coverage as part of full coverage car insurance.

Comprehensive coverage is the type of auto insurance coverage that pays to repair or replace your car after something other than a collision. Comprehensive coverage typically covers damage due to things like natural disasters, inclement weather, contact with animals, theft, and vandalism.

Comprehensive coverage – when we’re referring to health insurance, as opposed to automobile insurance – refers to a health plan that provides broad coverage of a wide range of healthcare services such as physician visits, hospitalization, and emergency room visits. Covered care can be preventive or provided to treat injury or illness.

Comprehensive coverage helps cover the cost of damages to your vehicle when you're involved in an accident that's not caused by a collision. Comprehensive coverage covers losses like theft, vandalism, hail, and hitting an animal. For example, if you are driving and hit a deer, the damage would be covered under comprehensive coverage.

Comprehensive insurance is not its own insurance policy, but is instead an optional coverage — called “comprehensive coverage” — that can be added for full coverage on your vehicle. It does not cover your typical auto accident. Instead, it covers just about everything else that damages your vehicle.