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  1. CIT Bank

  2. CIT Bank Review | U.S. News

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    CIT Bank is great for people who like the convenience of using your phone or computer to make banking transactions. Customers can access their accounts from almost anywhere 24 hours a day. CIT Bank, N.A., which is part of First Citizens BancShares, Inc., focuses on offering some of the most competitive interest rates on the market.
    CIT Bank is a great choice for customers who are looking for savings accounts and CDs that pay above average yields. CIT Bank is an online institution that offers competitive annual percentage yields (APYs) on its savings accounts. It also offers a checking account and a money market account.
    CIT has no branches, but customers can reach a customer service representative by phone 9 a.m. to 9 p.m. Eastern time weekdays. Representatives are available Saturday but with reduced hours. Accounts can be accessed 24/7 online or by using CIT's automated telephone banking system.
    To earn the higher APY, either a steep minimum balance is required or you must deposit $100 or more each month. Higher yields can be found at other banks. The mobile banking app takes care of the basics, such as letting you check your transaction history and transfer funds between your CIT Bank accounts.
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